Car insurance premiums are a fact of life if you want piece of mind about the precious asset your car is. But there are ways to save money on your premiums. Here are a number of pointers to save you money on your premiums.
Make sure you shop around with different insurance companies when your premium comes due - it doesn't take long to ring around two or three different providers. Do this every year as premiums between companies do change.
Don't assume that the company you get your contents insurance from will have the cheapest car insurance premiums. One company may be cheaper in one area but higher in another. At the same time make sure you check out the discounts that insurers give when you put multiple policies with them.
Check out discounts when shopping around for car insurance premiums. If you have a good insurance history you may be entitled to a no claims bonus. Check if an insurance company offers discounts if the car is kept in a locked garage over night. Consider installing a car alarm or immobilizer if you don't already have one. This can lower your premiums by showing the company you are trying to minimize risks.
Choose to increase your optional excess. This is the amount of the bill you pay yourself of an insurance claim before the insurance company pays the balance. Looking at this could reduce your car insurance premiums by significant amounts. However all companies have a minimum premium that they can not decrease below.
If you are a little older a number of companies offer discounts on car insurance premiums, so it pays to contact these specialists.
At the other end of the age scale if you are paying high premiums because you have children under the insurance companies minimum age consider only insuring one of your family cars for an "underage" driver.
Consider how you pay your car insurance premiums. Some companies will offer discounts if you pay your premiums annually rather than on a monthly basis.
If you get an online quote and feel the premium is too high consider calling the call centre to make sure the information you have provided has been interpreted correctly. Talking to a human may help bring the premium down with a bit of tweaking.
Car insurance premiums are a fact of life, paying too much for them does not have to be.
Car insurance premiums - Top tips to save money on this monthly necessity, now at http://car-insurance.onlineautoinsurance.com/articles/car-insurance-premium-pricing/
Article Source: http://EzineArticles.com/?expert=Ted_Kripps
0 comments:
Post a Comment